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LifeInvest USA
With a minimum investment of USD 1,000,000 you have the option of participating in a portfolio of second-hand US life insurance policies which are individually selected according to your investment requirements.
The investment follows a buy & hold strategy, meaning the policies are held to maturity.
Please note:
This product has beed designed for German investors.
The investment follows a buy & hold strategy, meaning the policies are held to maturity.
Please note:
This product has beed designed for German investors.
Prior to the investment we recommend you seek advice from your lawyer and/or tax or financial consultant.
Investments in so-called US life settlements are characterized by only a low degree of correlation with the developments in the capital markets and are therefore a valuable addition to your portfolio to guarantee a balanced asset allocation.The second-hand US life insurance policies derive exclusively from the senior life settlement market and are purchased directly for the investor after due dilligence by the management.
The investor becomes direct owner an beneficiary of the policies, assumes all further costs such as premium payments, recurring processing and administration fees and, in case of the insured person`s death, receives the guaranteed death benefit (maturity benefits) stipulated in the contract.
Investors with tax residence in Germany should note that besides possible tax-free collection of the insurance benefits from US life insurance policies acquired on the secondary market, these policies also offer interesting accounting opportunities for estate planning.
Life Bond`s experts take care of everything for you. According to your special requirements, suitable policies are identified, checked, purchased and optimized if necessary. The rights are then transferred to you.
Investors with tax residence in Germany should note that besides possible tax-free collection of the insurance benefits from US life insurance policies acquired on the secondary market, these policies also offer interesting accounting opportunities for estate planning.
Life Bond`s experts take care of everything for you. According to your special requirements, suitable policies are identified, checked, purchased and optimized if necessary. The rights are then transferred to you.
| Minimum Investment | USD 1,000,000 |
| Investment Features | Portfolio wirh individually selected second-hand US life insurance policies which are purchased according to targeted investment criteria |
| Investment | Direct purchase of policies by Life Bond, followed by assignment of all rights and duties to the investor |
| Investment strategy | Buy & hold, meaning the policies are held to maturity |
| Target return | approx. 12% IRR p.a. |
| Special features | ► Outside financing: Premiums can be financed with borrowed capital Information for German investors: ► Fiscal aspects: Tax-free collection of purchased insurance benefits under the Double Taxation Convention between Germany and the USA possible ► Inheritance tax: The structure of the second-hand US life insurance policies offers interesting accounting opportunities for estate planning |
We will be pleased to provide you with further information or a non-binding offer.
We look forward to hearing from you!
Team Policen USA
Life Bond Management GmbH
Münchner Str. 54 82069 Hohenschäftlarn
