Starting from a minimum investment of €50,000 (plus recurring premiums in some cases), you have the opportunity to invest in at least one or even in a whole portfolio of endowment insurance policies issued by German insurance companies (with high credit ratings).

The endowment insurance policies in question are exclusively from German insurance companies, whose investment strategy for the so-called deposit premium is subject to detailed legislative and regulatory requirements. The policies have fixed maturity dates or extension terms and guaranteed  minimum returns.

Investment:	One or more endowment insurance policies issued by German insurance companies
Minimum investment sum:	€50,000 (plus any current premium payments)
Payout:	None
Currency:	Euro
Investment horizon:	Individually selectable
Target return:	Between 3%-5% IRR p.a. leverage up to 90% of surrender value possible ► Higher return on equity
Minimum term:	Five years
Cancellation:	Early cancellation according to the insurance company`s policy conditions
Assignability:	Possible at any time

1. Contact us via email, post, fax or phone.
2. According to your individual requirements, we produce a non-binding offer for a portfolio of German second-hand policies including return calculations.
3. If you are interested in this investment, an agency agreement will be signed between you and Life Bond. This agreement allows us to take further steps for you, for example arranging a change of policy holder or a return-oriented optimization of the policy.
4. We will send you an overview of all policies purchased.

Important note: You should not take an investment decision on the basis of the information presented here without seeking advice from your lawyer or tax or financial consultant.